The 10-year average inflation rate could rise to three percent per year. However, as a look at the figures shows, maintaining your wealth is unlikely to be rocket science.

Neither Armin Laschet (CDU) nor Olaf Scholz (SPD) - and not even Annalena Baerbock (Greens) really wanted to admit in the first TV triell that the fight against climate change will cost us all money. But the truth is: it will be expensive, and really expensive.

The next general election is due in two months' time and because it will decide all our lives, this month's focus is on politics and money - rather than the short-term capers of the financial markets.

The inflation rate is rising - and will probably continue to do so over the next ten years. Traditionally, this would have a negative impact on the stock markets. However, thanks to the high level of government debt, this correlation no longer exists.

Government spending in many countries has jumped to a new high. While this is understandable, for example to get the economy back on track, it also increases inflation.

Cryptocurrencies are the biggest bubble of all time that will burst one day. Anyone who has invested their money there should exchange it for shares - or at least buy a fast car with it.

Shares are considered lucrative but risky. This is why they play no role in funded pension provision. Wrongly so, because the risk is low in the long term. A fundamental reform is overdue.

It is always difficult to make a precise statement about the future - and there have already been enough financial analysts who were way off the mark.

Low interest rates will continue to drive the stock markets upwards. But beware: US equities are in for a tough time.