private debt
Predictability and stability
Invest in private debt with FINVIAinvest in private debt
The facts
- Exclusive access to the most renowned fund managers through the FINVIA network
- Digital subscription via the FINVIA Investment Platform
- Subscription from €200,000 for semi-professional investors
- Institutional conditions: from 0.5% p.a. on the NAV
Attractive instrumentfor companies and investors
Private lending to companies as a fast, flexible and efficient financing instrument has long been an established form of financing in the Anglo-Saxon world and has also become increasingly important in Germany and continental Europe in recent years. Private debt has become an important financing component, particularly for fast-growing SMEs that are no longer adequately served by banks.
Private debt is also extremely attractive as an asset class. In addition to its low correlation with the capital markets, predictability and a generally attractive risk/return profile are key factors that have made private debt an important component of diversified portfolio strategies. FINVIA enables you to benefit from this asset class, which in the past was only accessible to a small number of investors, from an investment amount of €200,000 - and at institutional conditions.
Diverse yield components
Unlike publicly placed corporate bonds, private debt instruments belong to the illiquid asset classes. illiquid asset classesand therefore cannot be traded at any time. To compensate for this, private debt generally offers higher returns than public loans, the so-called "illiquidity premium". The loan terms can be customized, which enables additional income components. At the same time, credit protection clauses ensure better protection for lenders.
Excellence in private debt
In contrast to private equityprivate debt generates returns through contractually fixed interest income, fees and, in some cases, equity-like elements. The current income and contractual maturities lead to greater predictability of cash flows. At the same time, the higher repayment priority of debt capital compared to equity means that private debt is generally less risky than private equity. The regularity of repayments helps to reduce the volatility of the overall portfolio.
There is a broad spectrum of risk/return profiles within the asset class itself. The returns of individual private debt funds depend on the strategy pursued and the stage of development of the respective company. It therefore makes sense to diversify across different strategies. You benefit from the many years of experience of our employees.
private debt
FINVIA and private debt The figures
More than
1
billion € invested capital
in alternative investments
More than
25
Years of experience
in alternative investments
More than
60
Successfully subscribed funds
in alternative investments
private debt
Controlled riskthrough a broad spectrum of strategies
We offer our clients a global private debt program and cover all established regions, including North America and Europe. We divide private debt funds into the following categories:
Senior Secured Debt
Funds that grant senior or secured loans to finance company takeovers and growth financing.
Subordinated debt
Funds that grant subordinated secured loans to finance company takeovers and growth financing.
Opportunistic
Funds that grant loans to finance complex transactions, mixed financing between equity and debt capital (mezzanine) or loans to companies in financial difficulties (e.g. rescue financing).
Investment strategy
How private debt becomesbecomes part of your portfolio
Our proven advisory approach ensures that your portfolio makes the most of the benefits of private debt and other alternative asset classes. alternative asset classes benefits:
- Together with you, we will develop an investment strategy that is tailored to your individual needs and wealth tailored to your needs.
- Based on your strategy and your planned investment volume, we identify the optimum investment structure for you (multi-manager, single fund or managed accounts).
- Together with you or on the basis of your criteria, we examine and select the best funds for you.
- We subscribe to the selected funds and take care of the successive payment of the committed capital.
- Our digital reporting with all relevant key figures and documents keeps you up to date on your investments at all times.
You have full control - view funds and subscribe directly
The specially developed FINVIA Investment Platform gives you access to exclusively curated funds from excellent private equity, real estate and venture capital managers. It also allows you to subscribe to investments digitally with just a few clicks whenever you want.
You can do this completely independently. Our advisors will also be happy to support you with an individual investment strategy. Our FINVIA Investment Platform rounds off the digital offering.
